Wisdom Words  

Words Of Wisdom Terms of Service


Health Disclaimer:
You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results, and we do not offer any legal, medical, tax or other professional advice.  Any emotional or relationship information referenced here are for informational use only and is not therapy.  If you feel you might have emotional or mental health issues please see a therapist.  Use caution and always consult your professional advisor before acting on this or any information related to your well being. You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

Hours of Operation

  • Wisdom Insights corporate office is open Monday � Friday 9a.m. � 5p.m. HST
  • Shipping department is open Monday � Friday 9a.m. � 5p.m. HST
  • We close for all government observed holidays

This policies and procedures applies to all Laney Enterprises, Inc. products sold on this site or any other site owned by Wisdom Insights that includes a link to this page.

Contact john@4wordsofwisdom.com

Billing Address

  • Billing address must be the same as the shipping address. Due to credit card procedures, we cannot ship to a different address than we bill to.

Returns & Subscription Cancellations

  • 100% money back guarantee covers price of product only. 100% money back guarantee does not cover shipping and handling fee due to the fact that the customer made the decision to try product, therefore the customer accepts to pay the fee to ship the product.
  • You have SIXTY (60) Days from the date of the original purchase to return the product to receive your refund. Any return received after the SIXTY (60) DAY time limit will not be processed.
  • All live events are non-refundable.

Terms of Subscription Renewal

Monthly Wisdom Insights Subscriptions automatically renew each month at the stated retail price until the subscription buyer notifies the company that they wish to cancel. Please refer to Returns & Subscription Cancellations section of the Terms of Service page.

Personal Checks

  • All checks are held for 10 business days. Orders placed with a check will be held for 10 business days. Once 10 business days is complete, the order will be released and shipped.
  • All returned check will be charged a $25 USD return check fee.
  • Counter checks will not be accepted.
  • Checks and money orders must be sent in US funds.

Customer Service:

If you have questions or comments regarding Choice Financial, Inc products, please email us at  john@4wordsofwisdom.com


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